*Securities offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC. American Heritage Financial, LLC is not an affiliate of OneAmerica Securities or the companies of OneAmerica and is not a broker dealer or Registered Investment Advisor.   American Heritage Financial, LLC may conduct life insurance and securities business in Florida and may be licensed in other states. Financial professionals cannot conduct life insurance or securities business in states in which they are not licensed. This content should not be construed as an offer for the sale of insurance or securities products in unauthorized states or countries.   Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. Neither OneAmerica Securities, the companies of OneAmerica, American Heritage Financial, LLC, nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions, please consult a qualified attorney or tax advisor.  
Investing involves risk which includes potential loss of principal. Guarantees are subject to the claims paying ability of the issuing insurance company.  
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Rickey is a Registered Representative in the Birmingham, AL office. Before coming on board with American Heritage Financial, his professional career in retail management spans forty years. Twenty-two years were spent employed with Kmart Corp holding positions as hard lines and soft lines manager, merchandise manager. He was the GM in his last 15 years with Kmart Corp. After retiring from Kmart, he accepted a managerial position with Lowe's Companies. At Lowe's, Rickey held several positions for nearly nineteen years including sales manager, administrative manager, and GM. 

After a couple months of retirement, Rickey decided to return to his original passion – helping others! He has worked with small business owners for the last twenty years and feels he truly understands their needs, both personal and professional. Rickey has worked to successfully pass his Insurance exam and SIE and has completed his FINRA Series 6/63.

Rickey is married to Pamela and has two daughters and seven grandchildren. He loves golf and Alabama football. He also takes pride in being an ordained deacon and participating in church ministry including being a Bible teacher.

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