*Securities offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC. American Heritage Financial, LLC is not an affiliate of OneAmerica Securities or the companies of OneAmerica and is not a broker dealer or Registered Investment Advisor.   American Heritage Financial, LLC may conduct life insurance and securities business in Florida and may be licensed in other states. Financial professionals cannot conduct life insurance or securities business in states in which they are not licensed. This content should not be construed as an offer for the sale of insurance or securities products in unauthorized states or countries.   Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. Neither OneAmerica Securities, the companies of OneAmerica, American Heritage Financial, LLC, nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions, please consult a qualified attorney or tax advisor.  
Investing involves risk which includes potential loss of principal. Guarantees are subject to the claims paying ability of the issuing insurance company.  
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Nick Smith is a Sales Director at American Heritage Financial in its Pensacola, Florida office. With over 15 years of experience in the Insurance and Financial Services industry, Nick has experience in building a unique strategy to help you achieve financial success. He has a diverse background with multiple companies in both an Agency Ownership role and Managerial role. Whether you are a young family, business owner, pre-retiree or post-retiree, Nick is well equipped to build solutions for both your short-term and long-term needs. He values client focused strategies that help optimize your objectives and brings a well-rounded knowledge base to meet all your expectations.


Nick is married to his wonderful wife Rachel. They have 4 children Tyler, Hailey, Colton and Jayce. He is an avid sports fan and coach. He enjoys spending his free time with his family at the beach, playing golf or barbequing.

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